Every number on this page can be checked in under a minute on the Florida DBPR license search. Type the license number, nothing else.
Florida licenses held by the owner, Nick Brugal
- Home Inspector · HI9057
The license every Florida home inspector must hold (Chapter 468, Part XV). - Certified Building Contractor · CBC1264360
State-certified contractor license; the standard Patriot's inspectors are trained to on structure, roofing, windows and water intrusion. - Certified Roofing Contractor · CCC1334269
State-certified roofing license; the basis for Patriot's roof findings and wind mitigation reports. - Mold Assessor · MRSA3761
Required in Florida to perform mold assessments and sampling for a fee. - Mold Remediator · MRSR3914
Held for knowledge of remediation protocols. Patriot does not remediate properties it has assessed; Florida law separates the two roles on the same property.
Patriot also operates the only certified radon laboratory in Southwest Florida, which is why radon results are analyzed in-house rather than sent to an outside lab.
Insurance
- Professional liability (errors and omissions): $1,000,000 per claim. This is the policy that covers a missed defect. Florida does not require inspectors to carry it; many do not.
- Commercial general liability: $1,000,000 per occurrence. Florida requires a minimum of $300,000 (s. 468.8322, F.S.).
A certificate of insurance naming your closing agent, association or lender as certificate holder is available on request; call (239) 826-5866 or email [email protected].
What Florida requires, and what it does not
Florida home inspectors must be licensed by the Department of Business and Professional Regulation, complete continuing education, and carry at least $300,000 in general liability insurance. The state does not require a contractor's license, a roofing license, a mold license, or errors and omissions insurance to inspect a house. Each of those is a choice. Patriot holds them because a buyer paying seven figures for a Naples house wants the roof called by a roofer, the structure called by a contractor, and the moisture behind the wall called by a mold assessor, in one report, the next morning.
How that translates into the report you receive is easiest to see in a sample inspection report. Why clients hire Patriot is on the reviews page, 5.0 across 516 Google reviews.
Book an inspection online or call (239) 826-5866.
Questions people ask
Is Patriot Home Inspections licensed?
Yes. The owner, Nick Brugal, holds Florida licenses as a home inspector (HI9057), certified building contractor (CBC1264360), certified roofing contractor (CCC1334269), mold assessor (MRSA3761) and mold remediator (MRSR3914). All five can be verified by number on the Florida DBPR license search.
Is Patriot Home Inspections insured?
Yes. Patriot Home Inspections, LLC carries $1,000,000 in professional liability (errors and omissions) insurance and $1,000,000 per occurrence in commercial general liability. A certificate of insurance is available on request for any transaction that requires one.
Do home inspectors in Florida have to be licensed and insured?
Yes. Florida requires home inspectors to hold a state license under Chapter 468, Part XV, Florida Statutes, and section 468.8322 requires a commercial general liability policy of at least $300,000. Errors and omissions insurance is not required by the state; Patriot carries $1,000,000 of it.
Who performs Patriot's inspections?
Patriot's inspectors, each licensed as a Florida home inspector, working under a training and oversight program run by the owner. The owner's contractor, roofing and mold licenses are the standard the inspectors are trained to; they do not mean a licensed contractor is on site at every inspection.